Question 1

Can I buy a condo in DC with an FHA loan?

Accepted Answer

Yes, if the condo project is FHA-approved. Not every DC building is, so we check project approval early — before you are under contract — and identify alternative financing if the building does not qualify.

Question 2

Are there first-time home buyer programs in Washington, DC?

Accepted Answer

The District has offered down payment and closing cost assistance for qualified first-time buyers, with income and purchase price limits. We review current program availability and eligibility during your pre-approval.

Question 3

What is a jumbo loan in Washington, DC?

Accepted Answer

A jumbo loan is any mortgage above the conforming limit for the area. Because DC price points are high, jumbo financing is common here. Guidelines on reserves and down payment vary significantly by lender, which is where comparing lenders matters.

Question 4

Do you finance multifamily properties in DC?

Accepted Answer

Yes. We handle 2-4 unit residential financing as well as larger multifamily and mixed-use commercial loans throughout the District.

Washington DC Mortgage Broker | DC Home Loans & FHA Financing | CDF Lending